Frequent Capital Inc. (“we,” “us,” and “our”) would like to correspond with you electronically. We need
your consent to use electronic records and signatures throughout our relationship with you. “You” and “your” means the person
giving this ESIGN Consent (this “Consent”). By clicking “I agree”, you are acknowledging that you have reviewed, read and agree to
the terms below. You are further confirming that you have the hardware and software described below, that you are able to receive
and review communications, agreements, documents and disclosures, including our Privacy Policy, in electronic form and that any
email address or mobile phone number(s) you have provided to us are active and valid. You are also confirming that you are
authorized to, and consent on behalf of all the other account owners, authorized signers, authorized representatives, delegates,
and/or service users identified with your relationship with Frequent Capital Inc.
Changes to hardware or software requirements. If our hardware or software requirements change, and that change would create
a material risk that you would not be able to access or retain your Electronic Records, we will give you notice of the revised hardware
or software requirements. Continuing to use our services after receiving notice of the change is reaffirmation of your consent.
Your consent to use electronic records and signatures; choosing to receive communications electronically or in writing. By
accepting the terms of this Consent, you consent to use Electronic Records. In our sole discretion, the communications, disclosures,
agreements and changes in terms that we provide to you, or that you agree to at our request, may be in electronic form (“Electronic
Records”). We may also use electronic signatures and obtain them from you as part of our relationship with you. You agree your
electronic signature is the legal equivalent of your manual signature. This Consent covers all communications, products and services
with Frequent Capital Inc. Your consent remains in effect until you give us notice that you are withdrawing it.
Electronic Records may be posted on the pages of our website, other websites disclosed to you, delivered to the email address you
provide, or sent via SMS text or a variant to a phone number you have provided. An Electronic Communication sent by email is
considered to be sent at the time that it is directed by our email server to the appropriate email address, whether or not you received
the email. An Electronic Communication made by posting to the pages of the Frequent Capital Inc. website is considered to be sent at
the time it is posted and made available for viewing. You agree that these are reasonable procedures for sending and receiving
Electronic Records.
In some cases, you will be able to choose whether to receive certain communications electronically, or on paper, or both. We will
provide you with instructions on how to make those choices when they are available. We may always, in our sole discretion, provide
you with any communication in writing, even if you have chosen to receive it electronically.
Sometimes the law, or our agreement(s) with you, requires you to give us a written notice. You must still provide these notices to us
on paper, unless we specifically tell you in another communication how you may deliver that notice to us electronically
Your option to receive paper copies. If we provide Electronic Records to you, and you want a paper copy, please contact us at
(417) 501-5590. Upon request, paper copies will be mailed to you. There may be a fee associated with requests for paper copies of
periodic statements.
You may withdraw your consent at any time; Consequences of withdrawing consent; How to give notice of withdrawal. You
have the right to withdraw your consent at any time. Please be aware, however, that withdrawal of consent may result in the
termination of your ability to use certain products and services. To withdraw your consent, you must contact us at (417) 501-5590
or write to us at Frequent Capital Inc., 1829 S Kentwood Ave Suite 108, Springfield, MO 65804. Along with your withdrawal request, you must provide
your name, mailing address, telephone number, and a description of the accounts for which you are withdrawing your consent. Your
withdrawal of consent will become effective after we have had a reasonable opportunity to act upon it. Please refer to the agreement
for the applicable product for any fee that may apply.
You must keep your email or mobile phone number(s) current with us. If you have given us an email address or mobile phone
number(s), you must promptly notify us of any change in your email address or mobile phone number(s). You may change the email
address we have on record for you by contacting us at (417) 501-5590.
Hardware and software you will need. You also confirm that your computer or electronic device meets the specifications and
requirements listed below, and permit you to access and retain the disclosures and notices electronically:
a. An internet browser that supports 128-bit encryption, such as Internet Explorer version 5.0 or above.
b. An email account and email software capable of reading and responding to your email.
c. A personal computer, operating system and telecommunications connections to the Internet capable of supporting the
foregoing that meets our system requirements, as may be set out on our website.
d. Sufficient electronic storage capacity on your computer’s hard drive or other data storage unit.
e. A printer that is capable of printing from your browser and email software.
Rev. 11-22-24